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Hendricks & Associates has been serving the business community for over 30 years.  Our main focus is to create benefit solutions for companies with long-term employee retention goals.  We have developed "The Employee Benefits Solution"™, a unique package which concentrates on 12 areas that challenge company owners and HR professionals.  We can provide your company with group medical, dental, vision, LTD, STD and 401(k) Retirement plans.  In addition, we offer Individual products such as life, disability and health insurance.  At Hendricks & Associates,  we place our client's best interest first, as you are the purpose for what we do.  Feel free to contact us or request a no obligation quote by clicking on the tabs located at the top of the page. 



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Calculators

Savings Accumulation

Estimate the future value of your current savings.

Capital Gains Taxes

Estimate short-term and long-term federal capital gains taxes

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

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Newsletters

Federal Estate Tax Is Much Lower — For Now

The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. This article discusses the temporary provisions, the options for estates of 2010 decedents, and potential changes in future years that could subject many more estates to the federal estate tax than under current law.

Balancing Stability and Growth

An investor who is 2 or 3 decades from retirement could decide to be more aggressive in pursuing investment growth than someone approaching retirement. Even though investors address this by transitioning to a more conservative asset allocation, they still need to seek growth while balancing the desire for principal preservation. This article offers some factors to consider.

Tax-Efficient Investments for the Tax-Averse

Raising taxes is one of many ideas that have been proposed to help reduce mounting federal budget deficits. Readers who are concerned about the prospect of higher taxes in the future may want to consider the tax advantages associated with municipal bonds and tax-exempt mutual funds.

Tax Changes for 2012

Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets.

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